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About usHelping you take control of your financial future
Personalised debt solutions, financial guidance and expert support designed to help individuals and businesses achieve lasting financial stability.
Financial trouble should never define your future
At CZI Global Consulting we believe financial challenges should never define your future.
Founded with a mission to provide ethical, transparent and results-driven debt management solutions, we help individuals and businesses overcome financial obstacles through personalised strategies and professional guidance.
Our experienced consultants work closely with every client to create realistic plans that reduce financial stress and support long-term success.
Our India operations run from Gurugram, Haryana.
Six things we hold to on every file
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Personalised debt solutionsNo two files are alike. The plan is built around your lenders, your balance and what you can actually pay.
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Experienced financial consultantsSpecialists who negotiate with banks and NBFCs every day, and who tell you what is realistic rather than what sells.
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Transparent guidanceOur fees are published on the site. Settlement money always goes from you straight to the lender — never to us.
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Confidential supportWhat you tell us stays with the specialist on your file. We never sell or share your data.
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Client-focused approachYou approve every step. Nothing is agreed with a lender without your say-so.
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Long-term financial planningClosing the account is the middle of the story. Rebuilding the credit report afterwards is part of the work.
What we are here for, and how we behave
Stability, restored
To help borrowers regain financial stability through ethical debt resolution. We work closely with clients to reduce financial stress and guide them toward a debt-free future.
Beside you throughout
We stand with our clients throughout the settlement journey, ensuring transparency, confidentiality and professional support at every step.
The numbers behind the work
Figures from CZI Global Consulting’s internal case records, as at March 2026.
The codes we work to
We work in compliance with the guidelines of the bodies below, and our legal work is carried out by independent advocates enrolled with the Bar Council of India.
CZI Global Consulting works to the codes and guidelines of these bodies. It is not licensed, endorsed or regulated by any of them, and it is not a bank, an NBFC or a government body.
The people who handle your file
Every case is assigned to a named specialist. You will know who is negotiating for you.
What people ask us first
What is a One-Time Settlement (OTS)?
One-Time Settlement (OTS) is a process where a borrower negotiates with the lender to pay a reduced amount and close the outstanding loan account.
How can CZI Global Consulting help me?
We assess your case, prepare the documentation your lender will ask for, and negotiate directly with the bank or NBFC on your behalf until a reduced figure is issued in writing. Alongside that we coordinate legal support and handle recovery communication, so you are not facing the process alone.
Will loan settlement affect my CIBIL score?
Yes — a closed account is reported as “settled” rather than “closed”, and that stays on your credit report for several years. We are direct about this before you commit, and our credit improvement service helps you rebuild afterwards.
See what can be settled in your case
Seven short questions, under two minutes. We tell you honestly whether settlement is the right route — and we say so when it is not.